Are you a working class? Read this !
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- May 1, 2014
- 3 min read
If I may recall, death is imminent but most people find it hard to live a normal life once they live their paid job or business, and in general they suffer from ill health. We will highlight the causes and solution to this lifelong phenomenon

Life after Pension is harder for most people
(1) Most workers earn less when they retire
(2) Most retiree live below their standard after service
(3) Most retiree children find life harder once their parents are out of service
(4) Most retiree dies quickly due their inability to meet up financial responsibilities after retirement leading to mental depression and related health issues.
(5) Life is harder for most retiree after service due to boredom and lack of activities after service
(6) Life after pension is harder for workers who do not save enough to invest while in service.
(7) Most pensioners don't enjoy the same social recognition after service because they fall out of relevance, they remain stagnant and diminish in status after a while and are soon forgotten by friends and families.
(8) Workers who do not save enough for retirement are prone to die early due to inability to pay for health related issue in their old age.
(9) Most workers excessively eat , smoke and drink a lot due to their fat salaries and as a result after retirement it they end up diabetes, stroke, high blood pressure and cancer which reduces life span but unfortunately most retiree find it difficult to stay healthy and fight these ailments due to financial inability to provide medical care.
(10) Most people who failed to plan enough for retirement are those who suffer lack of money and die early from health issues.
(11) It's hard to picture saving for retirement when you're young and not making much money but after service they still end up with financial and health problems due to their inability to save and invest for their retirement.
(12) Nigeria and most country senior citizens lack access to any retirement package and health assistance and as such life during retirement is very tough and unbearable in most countries.
(13) Nigeria and most country senior citizens contributory pension scheme have recorded corruption by officials and as such it is a risk to rely on the scheme to take care of in your retirement.
(14) Nigeria and most country senior citizens pensioners wait for too longer a period to get paid and as such most of them die early due hunger and health complicated issues related to lack of cash
(15) Majority of Cooperate employee suffer job insecurity and over the years ,these Multinational company employees suffer sudden retrenchment, job cut, and early retirement resulting to shortage of money leading to stroke, cancer, diabetes and high blood pressure culminating into sudden death and protracted ailments
(16) Retiree less than 45 years find it more difficult to get a better job after their premature retirement and because they have always procrastinated saving for a future investment ironically at the end life becomes financially unbearable for them leading to health problems and hospitalization .
SOLUTIONS
The only solution to overcome financial and health related problems during retirement is to save and invest enough while still in service.
Not all investment are viable, like we have seen over the years how the. Nigeria stock crashed and the New York stock collapsed causing the global financial meltdown.
Imagine how many retiree could have suffered from this and how many countless of them have lost their life from these financial crashes leading to health problems and sudden death, it can happen to anyone and the best antidote is to save enough and invest it wisely.
It is not wise enough to invest all your savings in the Stock Exchange, history might repeat itself, the Bible said "Do no keep all your eggs in one basket should in case if a calamity befalls them" at least you should have other places to run to and save your face when you may not be strong enough to do any job..
Real Estate is a viable sector to invest, you can invest in a Build and Sell Homes, Rental Apartment, Hotel and Guest House, Shopping Malls, Land Speculation, Purchase and renovating run down Apartments in choice areas, You can also invest in Real Estate Properties in established Estates In your neighborhood, example of such in Nigeria can be found in Diamond Estate Sangotedo Lekki located near Crown Estate and Emperor Estate.
To live a successful retirement free of financial inability and health related issues you must master the skill of good investment in real estate you need to know what to do and what not to do with your savings you can find relevant and result oriented tips in Real Estate Investment
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